Assessment of Utilization of National Health Insurance Fund Students' Health Scheme: A Case of Selected Institutions of Higher Learning in Arusha Region, Tanzania

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Date

2020-08

Journal Title

Journal ISSN

Volume Title

Publisher

Daystar University, School of Human and Social Sciences

Abstract

The study assessed the utilization of National Health Insurance Fund (NHIF) students’ health scheme in Arusha, Tanzania, with a focus on selected institutions of higher learning (IHL) in Arusha Region, Tanzania. The study objectives were to determine the level of utilization, examine the factors influencing utilization, analyze the challenges faced by IHL in enrolling students into the NHIF, and suggest strategies to improve the National Health Insurance Fund (NHIF) students' health scheme. The study adopted a descriptive research design. The sample for the study comprised 220 students identified through both probability and non-probability sampling techniques. A semi-structured questionnaire was used to collect quantitative data and a tape recorder to record qualitative data. The quantitative data was analyzed using the Statistical Package for the Social Sciences (SPSS), while the qualitative data was analysed through coding. Out of the total respondents, 90% had visited the health facility once in the previous 12 months. Some of the respondents (10%) did not utilize the health facilities, giving the reason that they were not sick and hence did not need medical attention. The majority of the students were knowledgeable about the health services offered under the NHIF students’ health scheme. According to the administrators, NHIF had not established a communication system for dealing with health issues. The student respondents recommended that creating awareness should be undertaken twice a year. The recommended areas towards influencing students’ enrolment into NHIF included the availability of laboratory tests and drugs in the health facilities, and adoption of monitoring and evaluation by the NHIF accredited health facilities to ensure that they deliver quality healthcare.

Description

Master of Arts in Monitoring and Evaluation

Keywords

National Health Insurance Fund Students' Health Scheme, Institutions of Higher Learning, Arusha Region, Tanzania, NHIF, IHL

Citation

Katerengabo, B. (2020). Assessment of Utilization of National Health Insurance Fund Students' Health Scheme: A Case of Selected Institutions of Higher Learning in Arusha Region, Tanzania. Daystar University, School of Human and Social Sciences: Nairobi