The Effects of Financial Inclusion Strategy on Performance of Small and Medium Enterprises: A Case of Selected SMEs in Dar Es Salam Tanzania

Simple item page
dc.contributor.authorMdasha, Zawadi
dc.date.accessioned2024-10-17T12:50:12Z
dc.date.available2024-10-17T12:50:12Z
dc.date.issued2016-06
dc.descriptionMASTER OF BUSINESS ADMINISTRATION in Strategic Management and Finance
dc.description.abstractFinancial inclusion has enabled many organizations to deliver affordable costs to sections of disadvantaged and low-income sectors of the society. This has facilitated the operations of the business activities especially in Small and Medium Enterprises. The main purpose of this study was to establish the effects of financial inclusion strategies on performance of small and medium enterprises in Tanzania. The objectives were to establish the financial inclusion strategies adopted by SMEs, to establish the effect of financial inclusion strategies on the performance of SMEs, to establish the challenges faced by the SMEs in employing the financial inclusion strategies. The study was conducted on selected SMEs in Dar es Salaam, Tanzania. The target population consisted of 93,430 in three districts of Dar es Salaam (Kinondoni, Ilala and Temeke), where a sample of 240 respondents was selected by use of purposive non-probability sampling. Questionnaires were administered and the data collected analysed by use of Statistical Package for the Social Sciences (SPSS). From the key findings it emerged that the respondents agreed that financial access point were made closer to where people live, access and use of financial services increased competition due to adopting new skills and technology, access and use of financial services increased profitability and growth of business and some of the challenges faced by SMEs in employing financial inclusion strategies were unforeseen market changes, not being involved in making strategies. The study recommended the sensitization of the financial inclusion strategies to the beneficiaries and cooperation between financial institutions and SMEs in formulation of realistic strategies.
dc.description.sponsorshipDaystar University, School of Business and Economics
dc.identifier.citationMdasha, Z. (2016). The Effects of Financial Inclusion Strategy on Performance of Small and Medium Enterprises: A Case of Selected SMEs in Dar Es Salam Tanzania. Daystar University, School of Business and Economics
dc.identifier.urihttps://repository.daystar.ac.ke/handle/123456789/5504
dc.language.isoen
dc.publisherDaystar University, School of Business and Economics
dc.subjectFinancial inclusion
dc.subjectaffordable costs
dc.subjectbusiness activities
dc.subjectSmall and Medium Enterprises
dc.titleThe Effects of Financial Inclusion Strategy on Performance of Small and Medium Enterprises: A Case of Selected SMEs in Dar Es Salam Tanzania
dc.typeThesis

Files

Original bundle
Now showing 1 - 1 of 1
Thumbnail Image
Name:
The Effects of Financial Inclusion Strategy on Performance of Small and Medium Enterprises A Case of Selected SMEs in Dar Es Salam Tanzania.pdf
Size:
338.14 KB
Format:
Adobe Portable Document Format
Download
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Item-specific license agreed upon to submission
Description:
Download

Collections

School of Business and Economics