An Evaluation of The Impact of Financial Reforms on The Efficiency of The Banking Sector of Tanzania: A Case Of National Bank of Commerce and CRDB Bank

dc.contributor.authorKitomo, Daudi
dc.date.accessioned2024-10-07T08:28:15Z
dc.date.available2024-10-07T08:28:15Z
dc.date.issued2012
dc.descriptionMaster of Business Administration degree.
dc.description.abstractThis study was an evaluation of the impact of financial reforms on the efficiency of the banking sector of Tanzania. The study sought to meet the following objectives; to determine the extent to which the current performance of National Bank of Commerce (NBC Ltd.) and CRDB bank Ltd. in Tanzania can be attributed to financial reforms; to examine the views of management and staff of National Bank of Commerce (NBC Ltd.) and CRDB bank Ltd. on sequencing and timing of financial reforms’ activities in Tanzania; and to establish challenges faced by National Bank of Commerce (NBC Ltd.) and CRDB bank Ltd. in adopting financial reforms in Tanzania. The study used a descriptive research design where data were gathered using interviews and questionnaires. The response rate on questionnaires was81% and that of interviews was 67%. The response rates were therefore considered adequate for data analysis. The data were analyzed using Predictive Analytical Software (PASW statistics 17.0).The key findings of the study indicated that the financial reforms’ activities which have taken place so far have had a positive impact on the efficiency of the banking sector. Most of the respondents from the two banks agreed that measures such as liberalization of interest rates, enhancement of bank supervision and elimination of credit controls have increased financial accessibility to various sectors and have also contributed to good corporate governance. However, there were some critical challenges associated with the reforms’ activities and on how the control of these activities should be administered. It was also revealed that there has not been appropriate sequencing and timing of some financial reforms’ activities and that more has to be done to shape the reforms for the interest of improving the country’s banking sector.
dc.description.sponsorshipDaystar University, School of Business and Economics
dc.identifier.citationKitomo, D. (2012). An Evaluation of The Impact of Financial Reforms on The Efficiency of The Banking Sector of Tanzania: A Case Of National Bank of Commerce and CRDB Bank. Daystar University, School of Business and Economics
dc.identifier.urihttps://repository.daystar.ac.ke/handle/123456789/5300
dc.language.isoen
dc.publisherDaystar University, School of Business and Economics
dc.subjectInternational Finance Corporation IFI International Financial Institutions
dc.subjectIMF International Monetary Fund
dc.subjectNBC National Bank of Commerce
dc.subjectNMB National Microfinance Bank
dc.subjectNIC National Insurance Corporation PBZ Peoples Bank of Zanzibar
dc.titleAn Evaluation of The Impact of Financial Reforms on The Efficiency of The Banking Sector of Tanzania: A Case Of National Bank of Commerce and CRDB Bank
dc.typeThesis

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