Determinants Of The Uptake Of NHIF Medical Cover By Informal Sector Workers: A Case Of UNAITAS Sacco Members In MURANG’A COUNTY

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dc.contributor.authorKituku Anastasia M. , Amata Evans and Wachira Muturi
dc.date.accessioned2024-05-08T13:05:47Z
dc.date.available2024-05-08T13:05:47Z
dc.date.issued2016
dc.descriptionJournal Article
dc.description.abstractPurpose: The purpose of this study was to establish the major determinants of uptake of medical cover at Kenya’s National Health Insurance Fund by informal sector workers among UNAITAS SACCO members in Murang’a County. Methodology: The target population comprised of all members of UNAITAS SACCO in Murang’a County. The population was 68,000 members who were in existence as at December 2014 (SASRA, 2014). Stratified random sampling technique was used to select 150 members in the informal sector participating in the study. A likert scale questionnaires was used to collect quantitative data. Statistical package for social science (SPSS) was used to draw inferences from the coded data. This included descriptive and inferential statistics. Results: Results showed that the major determinants of level of uptake of medical cover at Kenya’s National Health Insurance Fund by informal sector workers among UNAITAS SACCO members in Murang’a County were namely income level, awareness of NHIF benefits, access to NHIF outlet and the amount of premiums payable. The results also revealed that there were other determinants of uptake of NHIF medical scheme. These included gender of the head of the household, the level of education, presence of children, age and marital status. Unique contribution to theory, practice and policy: The study recommended that the government should educate the people operating within the informal sector on better ways of accessing finance so as to increase their capital and as result increase their levels of income. This would result to increased uptake of the NHIF medical scheme
dc.description.sponsorshipDaystar University
dc.identifier.citationKituku A. M., Amata E., and Wachira M. (2016): Determinants Of The Uptake Of NHIF Medical Cover By Informal Sector Workers: A Case Of Unaitais Sacco Members In Murang’a County. American Journal of Economics
dc.identifier.issn2520-0453
dc.identifier.urihttps://repository.daystar.ac.ke/handle/123456789/4555
dc.language.isoen
dc.publisherAmerican Journal of Economics
dc.relation.ispartofseriesVol.1, Issue 1 No.1
dc.subjectIncome levels
dc.subjectworkers
dc.subjectmedical cover
dc.titleDeterminants Of The Uptake Of NHIF Medical Cover By Informal Sector Workers: A Case Of UNAITAS Sacco Members In MURANG’A COUNTY
dc.typeArticle

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