Influence of Personal loans on the Financial Performance of Commercial banks in Kenya

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dc.contributor.authorOnchomba, Molson Samwel
dc.contributor.authorNjeru, Agnes
dc.contributor.authorMemba, Florence
dc.date.accessioned2021-06-25T11:15:08Z
dc.date.available2021-06-25T11:15:08Z
dc.date.issued2018
dc.description.abstractThe main purpose of the study was to determine the influence of personal loans on financial performance of commercial banks in Kenya and a corresponding hypothesis was formulated and tested. A census of 42 fully operational commercial banks in Kenya was done for a period of ten years from 2006-2015 due to increased loan portfolio, using across-sectional survey design. A questionnaire was used on primary data that involved collecting data from one key person in the finance/credit department of each bank. Secondary data was collected from audited financial statements and other relevant financial sources using data analysis sheet. Both descriptive and inferential statistics were used. Statistical package for social sciences (SPSS) and STATA version 14 were used to analyze data. Research findings established that personal loans influence the financial performance of commercial banks. The study findings are supported by the Utilization of loan pricing theory and Asymmetric information theory.en_US
dc.identifier.citationOnchomba, M. S., Njeru, A., & Memba, F. (2018). Influence of Personal loans on the Financial Performance of Commercial banks in Kenya: International Journal of Economics, Commerce & Management,UK. Vol V1 issue 8: ISSN 2348 0386en_US
dc.identifier.issn2348 0386
dc.identifier.urihttps://repository.daystar.ac.ke/handle/123456789/3660
dc.language.isoenen_US
dc.publisherInternational Journal of Economics, Commerce & Management,en_US
dc.subjectPersonal loansen_US
dc.subjectFinancial performanceen_US
dc.subjectCommercial banksen_US
dc.subjectLoan pricing theoryen_US
dc.subjectAsymmetric information theoryen_US
dc.titleInfluence of Personal loans on the Financial Performance of Commercial banks in Kenyaen_US
dc.typeArticleen_US

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