Browsing by Author "Onchomba, Molson Samwel"

Now showing 1 - 3 of 3
  • Thumbnail Image
    Item
    Corporate Governance and Performance of Savings and Credit Co-Operative Societies in Selected Private Universities in Nairobi County, Kenya
    (International Journal of Economics, Commerce and Management, 2018) Muiru, Anne Mugechi; Kyongo, Joanes Kaleli; Onchomba, Molson Samwel
    The study sought to establish the effect of corporate governance on the performance of savings and credit co-operative societies (SACCOs) in selected private universities in Nairobi County, Kenya, and the corresponding hypothesis was formulated and tested. The study targeted 120 employees of SACCOs in the sixteen selected private Universities in Kenya and 110 of them responded. The study adopted a descriptive research design and purposive sampling design. SPSS Version 21 was used to analyze data using multiple regression analysis. Research findings from the test of hypothesis established that corporate governance positively and significantly affected the performance of SACCOs in private Universities in Kenya. The study findings support Agency theory and stakeholder theory which explain the role corporate governance plays in organizational performance.
  • Thumbnail Image
    Item
    Influence of Personal loans on the Financial Performance of Commercial banks in Kenya
    (International Journal of Economics, Commerce & Management,, 2018) Onchomba, Molson Samwel; Njeru, Agnes; Memba, Florence
    The main purpose of the study was to determine the influence of personal loans on financial performance of commercial banks in Kenya and a corresponding hypothesis was formulated and tested. A census of 42 fully operational commercial banks in Kenya was done for a period of ten years from 2006-2015 due to increased loan portfolio, using across-sectional survey design. A questionnaire was used on primary data that involved collecting data from one key person in the finance/credit department of each bank. Secondary data was collected from audited financial statements and other relevant financial sources using data analysis sheet. Both descriptive and inferential statistics were used. Statistical package for social sciences (SPSS) and STATA version 14 were used to analyze data. Research findings established that personal loans influence the financial performance of commercial banks. The study findings are supported by the Utilization of loan pricing theory and Asymmetric information theory.
  • Thumbnail Image
    Item
    Real Estate loans and Financial performance of Commercial Banks in Kenya
    (International Journal of Economics, Commerce & Management, 2018) Onchomba, Molson Samwel; Njeru, Agnes; Memba, Florence
    The main purpose of the study was to determine the influence of real estate loans on financial performance of commercial banks in Kenya and a corresponding hypothesis was formulated and tested. A census of 42 fully operational commercial banks in Kenya was done for a period of ten years from 2006-2015 because of increased loan portfolio, using across-sectional survey design. A questionnaire was used to collect primary data from one key person in the finance/credit department of each bank. Secondary data was collected from audited financial statements and other relevant financial sources using data analysis sheet. Both descriptive and inferential statistics were used. Statistical package for social sciences (SPSS) and STATA version 14 were used to analyze data. Research findings established that real estate loans influence the financial performance of commercial banks. The study findings are supported by the Utilization of modern portfolio theory.