Kositany, Jane C.Katerengabo, BernardYugi, Philemon2024-07-302024-07-302020-12Katerengabo B., Yugi P. & Kositany-Cheruiyot J. (2020).: Assessment of utilization of National Health Insurance Fund students’ health scheme: A case of selected Institutions of Higher Leaning in Arusha region, Tanzania..: IOSR Journal of Nursing and Health Science (IOSR-JNHS).: DOI: 10.9790/1959-09060307152320–1959 - Online2320–1940 - Printhttps://repository.daystar.ac.ke/handle/123456789/4952Journal ArticleBackground: Tanzania has been undertaking various efforts to establish the universal health coverage by ensuring all Tanzanians are insured by the National Health Insurance Fund. In 2009, NHIF designed students’ health scheme for providing health-care services specifically to students through payment of annual membership fees. However, for more than 10 years, the annual enrolment of students has been low at 35%. This study therefore, sought to assess the utilization of NHIF university students’ health scheme in Arusha, Tanzania using two selected universities as the case study. Materials and Methods: The study adopted a descriptive research design. The sample for the study comprised of 220 respondents who were identified through both probability and non-probability sampling techniques. A semi-structured questionnaire was used to collect quantitative data and a tape recorder to record qualitative data. The quantitative data was analyzed using the Statistical Package for the Social Sciences (SPSS), while the qualitative data was analyzed through coding. Results: Out of the total respondents, 90% had visited the health facility once in the previous 12 months. Some of the respondents (10%) did not utilize the health facilities, giving the reason that they were not sick and hence did not need medical attention. The majority of the students were knowledgeable about the health services offered under the NHIF students’ health scheme. The administrators dealing with NHIF issued in the selected IHL said that, NHIF had not established a system of dealing with raised challenges when students accessed the health-care services. Conclusion: Majority of study respondents had visited the health facilities once in the past 12 months. Despite students being aware of the health services offered, NHIF had not established the system of communicating with students on their health matters.enUtilizationNational Health Insurance FundStudents’ health schemeEnrolmentArticle