Chumo, Fred2020-07-282020-07-282012-05Fred Chumo (2012) Challenges facing mergers of commercial banks in Kenya: A case study of Equatorial commercial: Daystar University School of Business and Economics: Theseshttps://repository.daystar.ac.ke/handle/123456789/3196ThesisThe purpose of this study was to: investigate the reasons for the merger of SCBC and ECB, investigate the challenges that the two banks went through in the process of merging, propose solutions to overcome these challenges, identify the lessons that can be drawn from this merger transaction for the whole banking sector and initiate interest in further in-depth research. The main theory guiding the study was; the reasons informing the mergers; and the challenges facing the mergers of commercial banks in Kenya tempered by strategies employed to counter these challenges determines the success or the failure of a merger. The research design was a combination of case study and descriptive research designs. The total population of this study was all the commercial banks in Kenya that have merged numbering 33. The target population was 194 current employees of the merged bank who were employees of the two merged banks at the time of the merger. The sample size was 50 people (26% of the target population). The sampling frame was the payroll of the merged bank. A combination of stratified random sampling and systematic random sampling techniques were used based on positions of staff and which of the two banks they were in at the time of the merger. The collected data was processed and analysed using SPSS and then presented using frequency tables, graphs, and pie charts. The key finding is that main challenges facing mergers of commercial banks are strategic and management challenges (Integration and Operational), and socio-cultural challenges.enCommercial banks in KenyaThesis