A Survey on Operations and Impact of Rotating Savings and Credit Associations. A Case Study of Middle Income Earners in Embakasi, Nairobi, Kenya.

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dc.contributor.authorCheruiyot, Peter Kimutai
dc.contributor.authorKositany, Jane C.
dc.contributor.authorYegon, Charles Kiprotich
dc.date.accessioned2022-12-08T14:17:07Z
dc.date.available2022-12-08T14:17:07Z
dc.date.issued2016-05-05
dc.description.abstractThe study examined the operations and impact of rotating savings and credit organizations on the lives of middle income earners. Therefore, its contents covered introduction that dealt with trends research provides literature currently available on organisations and it assesses the impact of the organizations by analyzing how the members use their funds to enable them acquire financial assets, physical assets, human assets and social assets. Data from 57 groups located in Savannah Ward of Embakasi indicates that ROSCAs operations vary from group to group depending on the agreements by the members. The study indicates that ROSCAs had an impact in lives of middle income earners and it had enabled them acquire financial assets, physical assets, human assets and social assets. In addition the research also showed that the organizations also had an impact on money management since members also used the funds to meet current expenditure.en_US
dc.description.sponsorshipUniversity of Kabianga, Kenya Daystar University University of Kabiangaen_US
dc.identifier.issn2348 0386
dc.identifier.urihttps://repository.daystar.ac.ke/handle/123456789/3986
dc.language.isoenen_US
dc.publisherLicensed under Creative Commonen_US
dc.subjectRotating savingsen_US
dc.subjectCrediten_US
dc.subjectLump-sumen_US
dc.subjectPaymenten_US
dc.subjectInformal sectoren_US
dc.subjectFundingen_US
dc.subjectKenyaen_US
dc.titleA Survey on Operations and Impact of Rotating Savings and Credit Associations. A Case Study of Middle Income Earners in Embakasi, Nairobi, Kenya.en_US
dc.typeArticleen_US

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